You do not have to get 3 estimates. Your insurance company may be trying to get you to accept the lowest bid to do the work, instead of who you feel is the best contractor to do the work. You have the right to choose whichever contractor you are most comfortable with and who you [...]
My contractor has written an estimate which is more than what my insurance company has written. What do I do?
Your insurance company's adjuster may have missed some items, or may not have the most current market pricing on items. Additional damages are often found in insurance claims. Most differences between estimates can be settled over the phone between your adjuster and your contractor.
You should select a contractor that you are comfortable with and have confidence in.Empire Roofing & Restoration will provide you not only with customer references but suppliers as well. Call our previous customers to see how pleased they were with our services. Check with our suppliers and ask them if we pay on time. You [...]
In most situations, under the terms of your insurance policy contract, any loss payable for damage to your building may be paid to both you and your mortgagee, as both have an insurable interest in the home. In most cases, your insurance company is unable to remove the mortgagee from your check without their written [...]
If my policy provides full replacement cost coverage, why am I not being paid full replacement cost?
If your policy provides replacement cost coverage, the loss settlement conditions state that the replacement cost is paid only after repairs are completed and that money has actually been spent towards the repairs